Saturday, January 26, 2013

Senior Care Greensboro: Long-Term Care Insurance - How Can It Benefit Your Family?


By Joanne Pizzuto
Senior Care and elder care in Greensboro - As individuals age, it is only natural that they will start to need assistance with activities that they could once perform on their own. Although the transition from complete independence to needing a bit of help may not be easy, home care providers are available to assist elderly individuals in retaining as much of their independence as possible by allowing them to continue aging in place, rather than having to move into an assisted living or nursing facility. But the expenses associated with any kind of senior care, be it basic or skilled, can add up over time. For families that are on a budget, these mounting expenses can become stressful. For this reason, it is recommended that you look into the benefits of long-term care insurance.

Long-term care insurance was designed to assist families in affording the care that their elderly loved ones need. Most policies will cover basic home care costs, such as those associated with assistance regarding bathing, dressing, grooming, meal preparation, etc. The long-term care policies offered by different insurance companies, and even the range of policies within a company, may vary. As such, it is recommended that you speak with an insurance professional to determine which policy is best for your elderly loved one.

In fact, there are many questions that you are encouraged to ask your insurance professional. It is clear that a long-term care policy can provide numerous benefits to your family. Without it, you might not be able to afford the care your senior needs. But you can only collect these benefits if you understand exactly how your policy works.

Some insurance companies may communicate directly with care providers, enabling you to benefit from the policy without having to do any extra paperwork; however, others may require you to submit a claim personally. Because the claim and benefit distribution processes may vary from one policy to the next, it is important to ask your insurance professional exactly what you will need to do to get the most out of your loved one’s long-term care coverage.

Senior care providers encourage you to investigate the long-term care insurance options available to your loved one. This form of insurance may alleviate a great deal of financial stress from your family.

We at Always Best Care are attuned to your needs and equipped with the knowledge and experience to make the transition to elderly care easier on you.  It is not an easy decision to make, so we have put together an E-booklet filled with tips, advice, and general information so that you are well informed.  If you decide to contact us to assist you care for your senior, we will discuss your needs and capabilities so that the change in their life is handled delicately.  Joanne Pizutto, the owner of Always Best Care, awaits your phone call or email, whether it is today or farther down the road.

Call today (336) 512-6744
By Joanne Pizzuto

2 comments:

  1. Families can have lots of benefits from long term care insurance. It saves them from all worries. It saves elders from different difficulties. Offers are pounding around in every state. Long term care insurance partnership states are one of them.

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  2. Thanks for sharing this! I think that getting the best home care in NJ in order for our loved ones to fully be satisfied. Having a long term plan is very important.

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